Terms and Conditions

1. 1. The customer acknowledges and confirms that he/she or his/her relatives of the first degree, does not occupy one and has not previously occupied any political position (ie: the political position: grade 14 and above for civilians, rank of Major General and above for military personnel) occupied by the client or a relative of the first degree at present time or previously (the first degree relatives are parents, husband & wife, sons and daughters).
2. 2. the Customer acknowledges that he/she is fully qualified and his/her mental abilities considered legally also that he has the legal necessary procedures to open, manage his personal account with Al Rajhi bank by himself and that he/she is not owner of special cases that requires the existence of personal reference for banking procedures (blind or illiterate).
3. 3. The customer acknowledges and understands that registration of its data on the opening account website does not give him any rights against ARB, unless he is formally notified by ARB of the opening of the account.
4. 4. The customer consents to open the account via website, and that it is the beneficiary of the account.
5. 5. Customer agrees that his National ID or Iqama card is exist and valid.
6. 6. The customer acknowledges the validity and accuracy of the information and data provided by it, which has been filled out via the electronic form.
7. 7. The customer acknowledges that if it wishes to change the validity of the account to a normal current account to carry out banking operations within the branch, it must visit the branch to update the data and add the signatures.
8. 8. The customer agrees to provide ARB at any time with any information or data required by ARB to his account.
9. 9. The Customer shall authorize ARB to verify the accuracy of the information entered by it with the National Information Center “NIC” databases directly or through a third party authorized by NIC.
10. 10. ARB shall be entitled to collect and use customer data solely for the ARB’s purposes, or to use it to comply with any legal and regulatory requirements.
11. 11. ARB may impose or charge fees on opening current account service via the website, to a limit not violate the instructions and regulations of the Saudi Central Bank.
12. 12. ARB shall make no representations or warranties with respect to quality, speed, performance or otherwise. The customer confirms that it is fully aware of this and relives the of ARB from any responsibility for all matters related thereto.
13. 13. ARB may introduce an amendment to this Agreement at any time by publishing a modified copy on the ARB’s website and notify customer accordingly and customer shall continue use services and accounts that are the subjected in the agreement with his approval of these modifications.
14. 14. This Agreement shall be governed by the Kingdom of Saudi Arabia laws. Any dispute arising out of or relating to this Agreement shall be referred to the competent judicial authority in Riyadh, Kingdom of Saudi Arabia.
15. 15. The customer acknowledges that he/she does not have any visual impairment, hearing impairment, mental disability, physical and movement disability, learning difficulties, speech and speech disorders, behavioral and emotional disorders, double, multiple or any disabilities, or any of the disabilities that require special care. The customer is obligated that if he/she has any of these disabilities, he/she will notify the bank and attach supporting documents to that, as determined by the bank.
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    The customer acknowledges that he has read all the pages of this agreement, and has reviewed, understood, and is able to comply with, and agrees to be bound by, the terms and conditions indicated herein. (Click here for view)